WNC Community Credit Union is dedicated to better serving the people of our community in western North Carolina with a complete line of financial services. Inside our Waynesville location are friendly, smiling faces taking the time to personally care for each member’s financial needs. You’ll find at WNC Community Credit Union our members are more than just another number – you’re the OWNER.
Financial Services & Products
Share Draft Checking
The Share Draft Checking (SDC) Account is a non-interest bearing demand deposit account that provides members with a convenient source of handling their personal financial affairs.
Share Savings Account
We offer competitive deposit rates and friendly hometown service. Opening a Share Savings Account is easy. It only takes $25.00, and your savings account is insured up to $250,000.
Individual Retirement Account
We offer three different Individual Retirement Accounts: Roth, Traditional, and Educational. There are different requirements, contribution amounts and tax advantages for each IRA.
Auto & Mortgage Loans
Helping our members finance (or refinance) their homes and cars is our great privilege. We work closely with you to secure a competitive rate and the right terms for your financial situation.
We’ve partnered with TruStage Insurance to offer discounts to our members on a variety of insurance needs including Life, Auto, Home and Accidental Death & Dismemberment policies.
Rates of Deposit
IRA & ROTH
(Rates subject to change)
In Your Corner
Smiling Faces Helping You
Serving Our Community Since
Please come join us on December 20th 11:00-Until and share in the celebration as we wish our members Merry Christmas with Warm Soups and Sweet Cookies!
Three seats will need to filled in January 2019 on the Board of Directors. These three seats are presently being held by: David Sutton - three year term Manuel Hooper - one year term Steve Plemmons - three year term All three incumbents have expressed a desire to run...
Bill Pay Users: Beginning December 2018 WNC Community Credit will change to a new program--CheckFree. Please enjoy the new enhanced features of Check Free. Merry Christmas!!!