Dedicated to Serving You

Nestled in the mountains of western North Carolina, WNC Community Credit Union is the area’s best kept financial secret.

Online Banking

Our Promise

WNC Community Credit Union is dedicated to better serving the people of our community in western North Carolina with a complete line of financial services. Inside our Waynesville location are friendly, smiling faces taking the time to personally care for each member’s financial needs. You’ll find at WNC Community Credit Union our members are more than just another number – you’re the OWNER.

Financial Services & Products

Share Draft Checking

The Share Draft Checking (SDC) Account is a non-interest bearing demand deposit account that provides members with a convenient source of handling their personal financial affairs.

Share Savings Account

We offer competitive deposit rates and friendly hometown service. Opening a Share Savings Account is easy. It only takes $25.00, and your savings account is insured up to $250,000.

Individual Retirement Account

We offer three different Individual Retirement Accounts: Roth, Traditional, and Educational. There are different requirements, contribution amounts and tax advantages for each IRA.

Auto & Mortgage Loans

Helping our members finance (or refinance) their homes and cars is our great privilege. We work closely with you to secure a competitive rate and the right terms for your financial situation.

Insurance

We’ve partnered with TruStage Insurance to offer discounts to our members on a variety of insurance needs including Life, Auto, Home and Accidental Death & Dismemberment policies.

Rates of Deposit

Regular Savings

1.05% Rate

1.06% APY

Christmas Club

0.00% Rate

0.00% APY

IRA & ROTH

2.05% Rate

2.07% APY

Share Certificate

$2,500 Minimum

1.05% APY

(Rates subject to change)

Randall Crawford
Waynesville Location
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In Your Corner

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Serving Our Community Since

Christmas Goodies

Please come join us on December 20th 11:00-Until and share in the celebration as we wish our members Merry Christmas with Warm Soups and Sweet Cookies!  

Election of WNC Community’s Board of Directors

Three seats will need to filled in January 2019 on the Board of Directors.  These three seats are presently being held by: David Sutton - three year term Manuel Hooper - one year term Steve Plemmons - three year term All three incumbents have expressed a desire to run...

Upgraded Bill Pay

Bill Pay Users:  Beginning December 2018 WNC Community Credit will change to a new program--CheckFree.  Please enjoy the new enhanced features of Check Free. Merry Christmas!!!

Credit Union Holidays

January 1 – New Year’s Day
January 15 – MLK Day
April 2 – Easter
May 28 – Memorial Day
July 4 – Independence Day
September 3 – Labor Day
November 22-23 – Thanksgiving
December 25-26 – Christmas

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