Auto & Mortgage Loans

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Helping our members finance (or refinance) their homes and cars is our great privilege. We work closely with you to secure a competitive rate and the right terms for your financial situation.

Account Types

Mortgage Loans

WNC Community Credit Union offers members 80 – 90% lending towards a home with no PMI. Plus, we never add points or origination fees to your loan – just the actual cost. We have both conventional mortgages with 15-Year Fixed or 30-Year 5/1 ARM.

Current Rates

Automobile Loans

WNC Community Credit Union offers members both new and used automobile loans on 2009 and newer models. Rates range from 4.40 – 6.40% depending on the term and vehicle value. We also offer optional Extended Warranty and GAP Insurance.


(Rates subject to change)