The National Credit Union Share Insurance Fund is the federal fund created by Congress in 1970 to insure member’s deposits in federally insured credit unions such as WNC Community Credit Union. Administered by the National Credit Union Administration (NCUA), this provides our members with $250,000 of insurance on their Shared Savings Account backed by the full faith and credit of the United States. Credit union members have never lost a penny of insured savings at a federally insured credit union.