Financial Services & Products

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Share Draft Checking

The Share Draft Checking (SDC) Account is a non-interest bearing demand deposit account that provides members with a convenient source of handling their personal financial affairs.

Share Savings Account

We offer competitive deposit rates and friendly hometown service. Opening a Share Savings Account is easy. It only takes $25.00, and your savings account is insured up to $250,000.

Individual Retirement Account

We offer three different Individual Retirement Accounts: Roth, Traditional, and Educational. There are different requirements, contribution amounts and tax advantages for each IRA.

Auto & Mortgage Loans

Helping our members finance (or refinance) their homes and cars is our great privilege. We work closely with you to secure a competitive rate and the right terms for your financial situation.

Insurance

We’ve partnered with TruStage Insurance to offer discounts to our members on a variety of insurance needs including Life, Auto, Home and Accidental Death & Dismemberment policies.

Start Your Loan Application

Download the required loan form(s), and learn what to bring to your first meeting. You can also submit your completed application below.

Home Mortgage, Refinance and Unimproved Property Loans

Please bring the following to your loan meeting:

  • Completed Application (download form below)
  • Two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
  • Two (2) Months Proof of Current Income
  • Three (3) Months of Current Bank Statements
  • Current Driver’s License (or other valid photo identification)
  • Homeowner’s Insurance (including flood insurance if applicable)
  • Current Mortgage Statement (if applicable)

 

Home Equity Line of Credit (HELOC)

Please bring the following to your loan meeting:

  • Completed Application (download form below)
  • Two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
  • Two (2) Months Proof of Current Income
  • Three (3) Months of Current Bank Statements
  • Current Driver’s License (or other valid photo identification)
  • Homeowner’s Insurance (including flood insurance if applicable)
  • Current Mortgage Statement (if applicable)
  • $100 Application Fee

 

Automobile and Camper Loans

Please bring the following to your loan meeting:

  • Completed Application (download form below)
  • Two (2) Months Proof of Current Income*
  • Three (3) Months of Current Bank Statements
  • Current Driver’s License (or other valid photo identification)

* Self Employment requires two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
 

Construction Loan

Please bring the following to your loan meeting:

  • Completed Application (download form below)
  • Two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)
  • Two (2) Months Proof of Current Income
  • Three (3) Months of Current Bank Statements
  • Current Driver’s License (or other valid photo identification)
  • Construction Contract
  • Cost Estimates/Blueprints/Specs
  • Builder’s Risk Insurance
  • Lien Agent

 

Personal Loan

Please bring the following to your loan meeting:

  • Completed Application (download form below)
  • Two (2) Months Proof of Current Income*
  • Three (3) Months of Current Bank Statements
  • Current Driver’s License (or other valid photo identification)

* Self Employment requires two (2) Years of Tax Returns (with supporting documents such as W2, 1099, etc.)